Tesla China Offers 0% Financing Plus Cash Cuts on Model 3 and Model Y Through September

Tesla China’s latest limited inventory posters, shared by a tipster, put fresh September discounts on Model 3 and Model Y for customers who order and take delivery by September 30, 2026. Dollar amounts below are approximate conversions.
Model 3
The Model 3 flyer frames a “limited inventory incentive,” then stacks a “Golden Autumn” combo on top. After the listed cuts, Tesla China shows Model 3 from ¥222,500 (~$33,150 USD).
- Final-payment cut: ¥5,000 (~$745 USD)
- 0% financing: five years; example down payment ¥79,900 (~$11,900 USD) with monthly payments from about ¥2,377 (~$355 USD)
- Insurance subsidy: ¥8,000 (~$1,190 USD) on rear-wheel-drive, Long Range rear-wheel-drive, and Long Range all-wheel-drive builds
- Paint option benefit: ¥8,000 (~$1,190 USD)
- Charging: pick one of three charging perks
Fine print on the creative dates the financing window from September 1, 2026, through September 30, 2026, so this is a current-year push rather than a recycled older flyer.

Model Y
The companion Model Y poster keeps the same September 30, 2026 delivery deadline but leads with a larger cash cut. After that discount and the other policy stack, Tesla China prints a starting price of ¥253,500 (~$37,770 USD).
- Final-payment cut: ¥10,000 (~$1,490 USD)
- 0% financing: five years; Model Y example about ¥2,894 (~$430 USD) a month with ¥79,900 (~$11,900 USD) down; Model Y L example about ¥3,819 (~$570 USD) a month with ¥99,900 (~$14,890 USD) down
- Paint option benefit: ¥8,000 (~$1,190 USD)
- Charging: same style of choose-one charging package
Worked examples on the Y creative start from ¥263,500 (~$39,260 USD) before the ¥10,000 cut on Model Y and ¥349,000 (~$52,000 USD) before the cut on Model Y L.
Neither poster is a Shanghai Gigafactory press release, and inventory deals in China often change month to month, so the figures apply only to qualifying in-stock cars ordered and delivered inside the September window on the creatives. The Model Y L financing example also lines up with the longer three-row variant Tesla has been pushing since China deliveries of Model Y L began, while the ¥8,000 (~$1,190 USD) paint credit echoes earlier China paint-and-points promos. Putting both volume cars under clear yuan starting prices — ¥222,500 (~$33,150 USD) for Model 3 and ¥253,500 (~$37,770 USD) for Model Y — shows Tesla keeping pressure on China’s crowded EV market through the end of the month rather than waiting for a quarterly event.
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